Car Collateral Loans

Car Collateral Loans in Canada – Get Fast Cash Without Giving Up Your Vehicle

Apex Loans Canada offers quick and reliable car collateral loans across Canada, allowing you to borrow money using the value of your lien-free vehicle. Your credit history doesn’t affect your approval. If you own a paid-off car, you can get same-day cash and still keep driving while you repay the loan.

We proudly serve major provinces including Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and Nova Scotia, with coverage in key cities such as Toronto, Vancouver, Calgary, Edmonton, Winnipeg, Halifax, Surrey, Brampton, Mississauga, Victoria, Regina, and more. Whether you're in a big city or a smaller town, we’re here to help when unexpected financial needs arise.

At Apex Loans Canada, we make the process simple and stress-free. There’s no credit check, and we offer competitive interest rates with flexible repayment terms designed to fit your budget. You keep full use of your vehicle while repaying the loan.

car collateral loans

Minimum Requirements For Car Collateral Loans

At Apex Loans Canada, we make approval fast and simple with just a few easy requirements:

  • You require a lien-free car with a clear title to it.
  • The car should not be older than 10 years
  • Valid Canadian driver’s license is required
  • Keep your car’s registration and insurance documents handy
  • You’ll need to provide the second set of car keys

How Do Car Collateral Loans Work ?

Getting a car collateral loan with Apex Loans Canada is quick, easy, and secure. Here’s how you can get started today:

  • Call our toll-free number or fill out our quick online application
  • Submit your documents for vehicle verification.
  • Receive fast approval and instant cash
  • Keep Your car and drive away with cash

Why Choose Apex Loans Canada?

  • Quick Cash Access
  • Less Documentation
  • No credit check
  • Low Monthly Payments
  • Keep using your car
  • Borrow from $1,000 to $25,000

Call (Toll-Free) 1-855-908-0908 or apply online today for fast approval on car collateral loans across Canada. Get the cash you need today—secure, simple, and backed by your vehicle’s value.

Frequently Asked Questions

1What is a car collateral loan and how does it work?
A car collateral loan lets you use the title of your fully owned vehicle to secure fast cash. You get approved quickly and continue to drive your car while repaying the loan.
2How much can I borrow using my vehicle as collateral?
You can borrow up to $25,000, depending on your vehicle’s age, make, model, mileage, and condition.
3Will I need a good credit score to apply?
No, we don’t check your credit. Your loan approval is based on your vehicle’s equity and your ability to repay — not your credit history.
4Where do you offer car collateral loans in Canada?
We proudly provide car collateral loans across multiple provinces, including Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, New Brunswick, and Nova Scotia.
5Why should I choose Apex Loans Canada for a car collateral loan?
We offer fast approvals, same-day funding, no credit checks, and a simple online application process — helping you access the money you need without delay or hassle.
Apply Now